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this is how to apply for financial aid
affording college Paying for a university education may seem a daunting task. That's why a free publication produced by a consortium of New York's one hundred plus private universities and colleges is such good news. "Anyone who wants to go to college can make it a reality," said Susan Nesbitt Perez, director of the Commission on Independent Colleges and Universities' Affordable Choice program.
"It is important for families to know that financial aid - and answers - are available." The free booklet, Affording College, offers these step-by-step suggestions for getting financial aid: 1. Apply. Programs do change, grant amounts change, forms alter, family situations also change. It is very important to file an application each year, for each student in college. You won't know if you are eligible unless you apply. 2. Contact the colleges to be sure you are filing all the required forms to be considered for all types of aid. 3. File the FAFSA (the Free Application for Federal Student Aid). It is the most important application for financial aid consideration and is required for all federal and many state-sponsored financial aid programs. |
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| File the FAFSA as soon as possible after January 1st if you are going to go to college in the fall. Estimate your income if your taxation forms are not complete. 4. Keep a copy of all the forms for financial aid you apply for; follow up on the FAFSA if you have not received a Student Aid Report 4 weeks after filing your application. Review it and follow directions to make alterations and corrections. 5. The colleges/universities you indicated on your FAFSA will receive the estimate of how much your family can reasonably contribute toward college costs based on the information from your FAFSA. 6. In the spring, you will receive a financial aid "award package" from the colleges that have offered you admission. |
Award packages will contain different combinations of scholarships, grants, work-study and loans to help you with college costs. 7. Follow the instructions you receive from the college's and accept or reject your offers of admission and financial aid, usually by May 1 (watch the deadlines).
Follow up on all your financial aid. And if you are going to attend college in New York State, follow the directions on your Express TAP Application to complete processing of your New York State Tuition Assistance Program (TAP) grant. You must also follow up on your student loan applications.
8. Re-apply for aid every year. (The forms are shorter and easier to complete when renewing your request for financial aid.) 7 out of every ten full-time students get help paying college costs - a total of $60 billion in aid is available to help families meet the cost of college. "Colleges are committed to helping students and their families, so the 'sticker price' of a college education rarely is what it seems." Ms. Perez continued. "When you take financial aid into account, you'll find that private colleges often are no more expensive - and are sometimes less expensive - than state colleges." To order a free copy of Affording College, call (518) 436-4781 x 31; write to CICU/Affordable Choice Program, 17 Elk Street, Albany, NY 12207.
The Commission on Independent Colleges and Universities represents the major executives of New York's one hundred plus independent (private, not-for-profit) universities and colleges on issues of public policy. Member colleges compose the largest private sector of higher education in the world and confer most of the bachelor's degrees (57%), master's degrees (71%), and doctoral and first-professional degrees (80%) earned in New York State.
Our member campuses enroll more than 450,000 students, including 290,000 New York State citizens. 1 in 3 New Yorkers enrolled full time at independent colleges and universities in the state comes from a family earning less than $40,000 each year. And most (53%) Latino and African-American students who earn their bachelor's and graduate degrees in New York State are Independent Sector alumni.
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