RULES OF BACCARAT

Player and banker each draw two cards. If either the player or the banker totals 8 or 9, both hands automatically stand. If the player total is 6 or 7, he stands. If the player stands, the banker must hit on a total of 5 or less.  

the player total is five or less, he automatically hits and receives a 3rd card from the banker. If the player receives a 3rd card, the banker draws a third card, according to these rules:

 

When the banker's hand totals 0, 1, 2	Banker always draws a third card.
When the banker's hand totals 3	Banker draws if your third card is 1-2-3-4-5-6-7-9-0 (not 8).
When the banker's hand totals 4	Banker draws if your third card is 2-3-4-5-6-7
When the banker's hand totals 5	Banker draws if your third card is 4-5-6-7
When the banker's hand totals 6	Banker draws if your third card is 6-7.
When the banker's hand totals 7	Banker stands.